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20121127
20121127
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SFGTV2 4
CSPAN 2
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Search Results 0 to 5 of about 6
SFGTV2
Nov 27, 2012 6:30am PST
francisco, really, in any other city in california. we also have a small business commission. that is unique. the folks who are here, who have been supporting small business for many years are the reasons why san francisco's small business community has a voice in ways that other cities and businesses in those cities do not. i think we have, in san francisco, the benefit of a lot of good resources here, some of which are here because of federal funds, some of which because folks in this room have been an advocate for small business. we are hoping the impact of tight budgets all levels still allows us to have the tools we have been able to use for small business. it is an important piece. >> [inaudible] >> there have been a cut in the budget. he wanted to know how that would cut the sba program. >> now we are getting into arcane budget discussions. the 2012 budget does slate a couple of sba programs for cutting. it also talks about cuts comparing next year to prior years, when we were the beneficiaries of stimulus funds, jobs act funds. one time-type things are being set as benchmarks. a cut
SFGTV2
Nov 27, 2012 4:00am PST
sitting comfortably in other projects in california that secretary lahood hood worked so hard on. the two senators were instrumental in making better and we in the house urged passage for the high speed rail in the central valley, whether it's mass transit, rail, high speed rail and terminal and presidio and others -- what is it? transit first? transit first. it's about jobs. it's about comcommerce. it's about quality of air. it's about quality of life and building consensus in america and by doing so and by listening and leadership from the white house we are able to be a model to the nation with projects of national significance so that other communities can follow our lead, and i join the mayor in seluting the leadership of president barack obama. without his leadership, his priorities, without the work that was done in appropriations committee and diane is a senior -- when i say senior i mean high ranking. i was a senior too so i take it as a complement but that's where a lot of this work is done so without president barack obama and his commitment to build america we wouldn
SFGTV2
Nov 27, 2012 6:00am PST
. >> hello, i work for wells fargo bank. i cover the northern california region. i usually focus on about $350 -- $350,000 of sbe loans. last year, for 2010, i did 43 loans. so we are lending. i usually focus on six different types of loans. start-ups, business acquisitions, real estate purchases with ti's, working capital, a partner buyouts, business expansion. when i am looking at a potential loan, i use the standard five c's of credit. the first one is character. what we are looking for is a minimum score around 640. we would like to say no recent bankruptcy foreclosures, bankruptcies, tax liens. if we see a loan that has been modified, we would like to see a reason it was modified, what ever reason it may be. it cannot be, i did not want to pay that payment any more. the second c, conditions. basically, how precise will the money be used? we are looking at a business plan. when you look at a business plan, that is just a start up. we are looking to see where there will be the need for lending. if you are an existing business, we want to see the money that we give you goes to the growt
CSPAN
Nov 26, 2012 8:00pm EST
. this bill does that. vote yes. >> the gentleman from california has two minutes remaining. >> speaker, i feel very honored to follow my good friend and classmate and distinguished democratic whip as we talk about this compromise and where we are. mr. speaker, saving social security and medicare is a priority that i believe both political parties share, contrary to much of what has been put out there. it is something to address in this measure. we are going to be able to save social security and medicare. creating jobs -- democrats and republicans talk about that. how is it that we will be able to do that? getting our fiscal house in order is a very important step in our quest to ensure that the people who are hurting and looking for jobs will have an opportunity to get them. sending a positive signal to the global markets that we are the world's economic, military, and deal political leader by increasing the debt ceiling, we are sending a positive signal that we will continue meeting our obligations and responsibility. at the same time, dramatically reducing spending, the problem that ha
CSPAN
Nov 27, 2012 1:00pm EST
the way if is. i yield back. the speaker pro tempore: for what purpose does the gentleman from california seek recognition? >> mr. speaker, i ask unanimous consent to address the house for one minute and to revise and extend my remarks. the speaker pro tempore: without objection, the gentleman from california is recognized. >> mr. speaker, as the republican of georgia deals with its first democratic transition of power, i spent the last few days speaking at length with the president and the new prime minister about the necessity to continue the pursuit of the rule of law. mr. dreier: mr. speaker, this is a critical moment for the georgian people that can either put the country on a path of sustainable democracy or turn back the clock on the tremendous gains that have been made since the rose revolution. mr. speaker, the united states must remain engaged with the new government to promote continued democratic reform. a robust democracy demands not only the ability of the majority party to advance the agenda, but also the preservation of the rights of the minority, to raise questions and ho
SFGTV2
Nov 27, 2012 5:30am PST
, programs, a leading provider of micro loans in california, and has a robust community real estate finance unit. next, we have the ceo of ne community federal credit union. since 1988, she has been the ceo of northwest community federal credit union. under her watch, the credit union group to over 1600 members. it has become the national model for institutions seeking to provide financial education and banking services to the low- income communities. last but not least, we have our conditional lender represented here by wells fargo. mark cyrus is the senior fda banker for the region -- the senior sba banker. he held businesses choose the best loans for the growing business and focus on a comprehensive understanding of their goals for their business. mark is responsible for helping entrepreneurs with sba loans every step of the way. i would like each of you to speak a little bit about what your organization does and, more importantly, address the audience here and let them know what your looking for when you are hoping to fund their loan. we will start with you, mark. >> absolutely. thank y
Search Results 0 to 5 of about 6